Holiday season is here - where to invest (Special offer!)

Today, I would want to briefly talk about alternative investments. There's been a lot said about currencies, gold, even crypto. These are speculative options for an investor. You should mix things up a bit and invest somewhere, where risk is smaller, but returns are quite attractive. One of the best options I know and recommend is business loans on alternative investment platform of Debitum Network.

The company launched last September, and became one of the leaders in safe investments with above average returns for their investors of around 10% annually. I started using the platform this August an my returns are 10.5% (per annum). Refer to the image from my dashboard.

This may not seem like much, but I regularly save and invest, so I believe to have a much better balance by the end of next year.

How does investing on the platform work?

Non banking loan originators provide the platform with the loans for refinancing, and investors who use the platform can invest in the loans. Currently the platform has partnership with 5 loan originators that offer loans (assets) from 12-15 industries (logistics, wholesale, retail, real estate and etc.).

Most of the loans are short term (1-3 months), but the most recent onboarded loan originator "Mikro Kapital" offers loans from 4 months to 3 years.

You can pick any asset that is not funded and invest in it any amount you want (it does not have to be the whole amount). The minimum investment into a single asset is just 10 EUR, the minimum deposit amount is 100 EUR. All transactions take place on EUR, but you can deposit in US dollars, and British Pounds too.

How safe is investing on Debitum Network?

All loans on Debitum Network platform are protected under a buyback guarantee. It means that if the borrower is late with the repayments by more than 90 days, the broker who issued the loan will have to buy it back with the outstanding principal and interest. Currently, less than 1.5% were bought back. It did not have any consequences for investors' returns as they got the entire principal and all due interest. Amazing!

Plus, Debitum Network has a great risk assessment team that performs great due diligence on potential as well as existing partners to ensure their financials are in good shape. Thus, the risk on the platform is brought to the minimum.

Special offer to get 15 EUR on the platform

If you want to diversify your investments, I would definitely recommend Debitum Network. For the rest of the year, till the 31st of December the company runs a special refer a friend bonus campaign. If you register through the link (till the end of the year) and deposit the minimum of 250 EUR within 60 days, you will get an extra 15 EUR, which you are free to invest or withdraw. Got you interested? Hurry up, as there is not much time left.

Have a good Holiday.